Member Perspectives


“Granting a loan is only the first step in the commercial lending process. Servicing a loan throughout its life is critical in monitoring and mitigating risk, and Commercial Alliance keeps us in good standing with examiners and auditors on an annual basis.” –Ted Parsons, CEO, OMNI Community Credit Union


 

“With Commercial Alliance assisting us, we are bringing in very good loans and with their participation network, right sizing deals on a per credit union basis. Credit unions looking to join will benefit not only from the inherent value of the loans, but also the collaboration between the member credit unions.” –Elizabeth Spadafore, Business Services Manager, Community Choice Credit Union


 

 


 "Commercial Alliance's service is outstanding.  We have found them to be very thorough, accomodating and responsive to our needs in dealing with commercial loans.  They truly embody the spirit of credit unions working together for the greater good." -Kevin Finneran, EVP, Diversified Members Credit Union
 

Team One enjoys the collaborative strength of working with Comercial Alliance by allowing us to participate MBL loans to other interested credit unions.  Team One was able to lend a multi-million dollar loan with minimum risk and help drive downtown Saginaw in its revitalization effort, garnering much public support and sparking interest and investment in Saginaw."  -Jerry Hutto, CEO, Team One Credit Union

PARTNERING WITH COMMERCIAL ALLIANCE

 

With over a $500 million loan portfolio, Commercial Alliance provides the strength of a cooperative network that helps mitigate the risk for all participants. The Commercial Alliance team serves as the extended business lending team – anticipating needs with regular reporting and recommendations; reviewing all loan requests with laser focus to protect each credit union; managing the approval process; responding in a timely manner to help service credit union members; and always available to discuss a question or concern.


All members have full access to Commercial Alliance’s services and team members:


Consulting Services
The company provides consulting services to the Member Credit Union by providing on-going training and support with regards to business loan regulations, standards, issues and requirements.

 

Underwriting Services
The company provides underwriting services to the Member Credit Union through the preparation of presentation sheets for the borrower and provides a final recommendation with regards to the proposed loan request to the Member or Affiliate Credit Union.

 

Monitoring Services
Commercial Alliance provides ongoing monitoring service for the Member Credit Unions as it relates to the various borrowers through the processing of payments, advances, tracking of required financial information and covenant compliance.

 

Participation Services
Commercial Alliance supports all types of participation loan processing. Whether a loan is shared among two or twenty Member Credit Unions, we have the experience, systems and know-how to provide superior service to not only the Member, but all participating Credit Unions as well.

 

 

Commercial Alliance has the experience, the systems and financial services know-how to act as your complete business loan resource.